California Privacy Notice
Effective Date: August 4, 2023
Posted by the findcoverageusa.com Team
This California Privacy Notice supplements the information contained in our general Privacy Policy and applies solely to visitors and users who are residents of the State of California (“consumer” or “you”). findcoverageusa.com (“we”, “us”, or “our”) provides this notice in compliance with the California Consumer Privacy Act of 2018 (“CCPA”) and other applicable California privacy laws. Any terms defined in the CCPA have the same meaning when used in this notice.
Information We Collect
We collect information that identifies, relates to, describes, references, or is reasonably capable of being associated with or linked, directly or indirectly, with a particular consumer or household (“personal information”). Personal information does not include publicly available data, de-identified information, aggregate consumer data, or any information protected by other privacy laws that fall outside the scope of the CCPA.
In the last 12 months, we have collected the following categories of personal information:
- Your Name
- Your Email
- Subject of Inquiry
- Your Message
Personal information does not include:
- Publicly available information made lawfully available from federal, state, or local government records
- De-identified or aggregate consumer information
- Information excluded from the CCPA’s scope, such as data covered under laws including:
- Fair Credit Reporting Act (FCRA)
- Gramm-Leach-Bliley Act (GLBA)
- California Financial Information Privacy Act (FIPA)
- Driver’s Privacy Protection Act of 1994 (DPPA)
How We Collect Personal Information
We obtain your information from the following sources:
- Directly from you (e.g., through contact forms on our website)
- Indirectly from you (e.g., through automated data collection technologies on our site)
- From third parties, including affiliate partners and marketing lead providers
How We Use Personal Information
We may use or disclose your personal information for the following business or commercial purposes:
- To fulfill the reason you provided the information
- To operate, support, personalize, and enhance our website and services
- To manage your interactions with us (e.g., inquiries or support requests)
- To deliver tailored content, offers, and advertising
- To ensure site security, prevent fraud, and maintain technical integrity
- For research and development purposes
- To comply with law enforcement and applicable regulations
- As otherwise described at the time of collection or consistent with the CCPA
Sharing Personal Information
We may disclose your personal information to service providers, affiliates, and other non-affiliated partners for legitimate business purposes.
In the past 12 months, we have shared the following categories of personal information:
- Category A: Identifiers
- Category B: Customer Records Information
- Category D: Commercial Information
- Category F: Internet or Network Activity
- Category G: Geolocation Data
- Category H: Sensory Data
- Category K: Inferences Drawn from Other Personal Data
Sale of Personal Information
We may disclose your personal data to third parties (e.g., advertisers, affiliates, or lead partners) in a manner that may be considered a “sale” under the CCPA. In the last 12 months, the following categories were sold:
- Category A: Identifiers
- Category B: Customer Records Information
- Category D: Commercial Information
- Category F: Internet or Network Activity
- Category G: Geolocation Data
- Category H: Sensory Data
- Category K: Inferences Drawn
Your California Privacy Rights
If you are a California resident, you have the following rights under the CCPA:
(1) Right to Know
You may request that we disclose:
- Categories of personal information collected
- Sources of that personal information
- Business purpose for collecting/selling the information
- Categories of third parties with whom we shared or sold your data
- Specific personal information collected about you
(2) Right to Delete
You may request that we delete your personal data, subject to certain exceptions (e.g., legal compliance, security, transaction completion, or internal uses).
(3) Right to Opt-Out
You have the right to opt-out of the sale of your personal information. We provide a “Do Not Sell My Personal Information” link for this purpose.
(4) Right to Non-Discrimination
We will not discriminate against you for exercising your CCPA rights, such as denying service, charging different prices, or offering lower quality based on your privacy choices.
How to Exercise Your Rights
To submit a verifiable consumer request, you may:
- Use the form provided on this page
- Email us at compliance@findcoverageusa.com
Only you or a person registered with the California Secretary of State who is authorised to act on your behalf may make such a request. Requests must include sufficient details for us to verify your identity, such as:
- Full Name
- Address
- Phone Number
- Additional identifying information
We will not fulfill a request if we cannot verify your identity or authority to make the request. You may make up to two requests within a 12-month period.
Use of an Authorized Agent
If you are using an authorised agent to act on your behalf, we may require:
- A written authorisation signed by you
- Proof of agent’s identity
- A valid power of attorney (where applicable)
How We Verify Your Request
We may verify your request by:
- Matching it with data already maintained in our records
- Requesting additional details or using third-party verification, if necessary
The method of verification will depend on the sensitivity of the requested information and the potential risk of fraud.
Response Timing and Format
- We will confirm receipt of your request within 15 days
- We will respond within 45 days (up to 90 days with notice)
- Responses will be provided electronically or by mail, based on your choice
- There is no charge unless requests are excessive, repetitive, or unfounded
Changes to This Notice
We may revise this notice at any time and will post updated versions on this page. Updates will occur at least once every 12 months.
Contact Information
If you have any questions or wish to exercise your privacy rights, please contact us at:
Email: compliance@findcoverageusa.com
Website: https://findcoverageusa.com